This is to enable you benefit from the most inexpensive coverage no matter where you live. I obtained a quote for “Marie,” a married 40-year-old woman from Columbus, Ohio, who drives a 2006 Honda Odyssey. I focused on three no-frills, inexpensive coverage options:
State minimum liability coverage: In Ohio, that’s $25,000 in bodily injury liability per person, $50,000 in bodily injury liability per accident, and $25,000 in property damage liability.
State minimum liability plus $25,000 per person and $50,000 per accident in uninsured and underinsured bodily liability.
All of the above, plus comprehensive and collision coverage with $1,000 deductibles.
I also considered how easy the quote process was, including how long it took to get a quote for each company and how much personal information Marie had to give up, as well as
available car insurance discounts.
Though “cheap” is king in this study, I also looked at the company’s financial strength rating as measured by A.M. Best . Finally, I examined the company’s rankings in the latest J.D. Power customer service satisfaction survey as a tiebreaker in cases where results were close.
This four made the list for cheapest best automobile insurance
Nationwide
State Farm
Travelers
Progressive